Check whether a Greater Houston address sits in an area where properties have a record of repeat flood-insurance claims.
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A repetitive-loss property is one that has flooded and filed federal flood-insurance claims more than once, and it is one of the strongest signals of ongoing flood risk there is. It is also one a buyer almost never sees on a listing. This free tool tells you whether a Greater Houston address sits in an area with repeat-claim properties on record.
The National Flood Insurance Program flags properties that have filed multiple flood claims as repetitive-loss, and the worst of these as severe repetitive-loss. These records are reported at the ZIP level, so the free result tells you whether repeat-claim properties exist nearby, not about one specific house. The exact counts are in the full report.
Areas with repeat claims tend to keep flooding, regardless of what the current flood map says. A repeat-claim history is a track record, not a prediction, and it deserves a hard look before an offer. The full Floodfolio report breaks down how many repeat-loss and severe-repeat-loss properties are on record.
It is a property that has filed two or more federal flood-insurance claims. The National Flood Insurance Program tracks these as repetitive-loss, and the most-claimed as severe repetitive-loss. They are among the most flood-prone properties in the country.
No. Federal repetitive-loss records are reported at the ZIP-code level, so this tool tells you whether repeat-claim properties exist in the area, not whether one specific house is flagged. The full report includes the counts for the area.
From OpenFEMA National Flood Insurance Program records, the federal flood-claim data.
FEMA satellite map, full storm claim history, repetitive-loss data, and a shareable PDF for any Houston address.
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