See whether a Houston-area property has a history of flooding. Enter an address to check its FEMA flood zone, whether it flooded in Hurricane Harvey, and its federal flood-insurance claim history. Flood zone and claims are official government data; the Harvey result is a flood-model estimate.
Free lookup. No account required. Greater Houston coverage.
A property's flood history is the single best signal of future risk, and it is not on the listing. A home can sit just outside the mapped flood zone and still have taken on water in a real storm. This free tool pulls three independent records for any Greater Houston address so you can see the actual track record, not just a prediction.
It combines several sources into one answer. The FEMA National Flood Hazard Layer gives the mapped flood zone, and the OpenFEMA NFIP claim records show how many federal flood-insurance claims were filed in that ZIP code, broken out by named storm. Both are official government data. A published Hurricane Harvey flood model estimates whether the spot took on water in August 2017, which is a model, not an official survey.
FEMA zones predict risk from terrain and modeling. Claim records and Harvey depth show what actually happened. During Harvey, tens of thousands of Houston homes flooded outside the mapped high-risk zone. If you only look at the zone, you miss that. This tool shows you both.
Enter the full street address above. Floodfolio checks the FEMA flood zone, whether the location was flooded in Hurricane Harvey (from a published flood model), and the federal NFIP flood-insurance claim history for the ZIP code. There is no charge and no account required for the lookup.
No. A flood zone is FEMA's prediction of risk, not a record of past floods. A home can be in a lower-risk zone and still have flooded in a real storm. That is why this tool also checks a Hurricane Harvey flood model and actual insurance claim records.
Yes, and it is common in Houston. During Hurricane Harvey, a large share of flooded homes were outside the mapped 100-year floodplain. Flat terrain and extreme rainfall mean Zone X properties can and do flood.
No. Seller disclosures rely on what the owner chooses to report. This tool is built from independent federal records, so it does not depend on anyone's memory or honesty.
FEMA satellite map, full storm claim history, repetitive-loss data, and a shareable PDF for any Houston address.
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