Harris County · ZIP Code Flood Data

77088 Flood Risk — Claims, Zones & Storm History

11.4% in FEMA high-risk zones 4,658 NFIP claims on record
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NFIP Claims
4,658
all recorded events
After Harvey
794
post-2017 claims
Avg Payout
$33,685
per claim
Repetitive Loss
High
area claim history

FEMA Flood Zone Breakdown

AE-class (Special Flood Hazard Area) — 11.4%
X-shaded (Moderate Hazard) — 5.0%
X (Minimal Hazard) — 83.6%

Share of 77088 land area within each FEMA flood zone classification. Zone boundaries are modeled estimates, not guarantees — the zone for a specific parcel can differ from the ZIP average.

Storm History for 77088

AllisonSevere
HarveySignificant
Tax DaySignificant
ImeldaLimited
BerylLimited

Relative claim impact in 77088 by named event. Address-level storm history — including what happened at a specific property — is included in the full report. Past claims are one signal among many, not a prediction.

Common Questions

About 11.4% of 77088 falls within FEMA Special Flood Hazard Areas (zones AE/VE). Risk varies street by street — a modeled estimate for a specific address is more informative than a ZIP average. Zone designations are modeled estimates, not guarantees.

NFIP records show 4,658 flood insurance claims in 77088 across all recorded events, with an average payment of $33,685. 794 of those claims followed Hurricane Harvey.

Flood insurance requirements depend on your lender and the specific FEMA zone of your property, not the ZIP average. Standard homeowners policies do not cover flooding. Consult a licensed insurance professional about your situation.

NFIP claim records in 77088 span Allison, Harvey, Tax Day, among other events. Historical claims are one signal among many and do not predict future flooding.

ZIP averages only go so far

FEMA zone, risk score, and claim history for your specific address — free, in about 30 seconds.

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Data sources: FEMA National Flood Hazard Layer, NFIP claim records (OpenFEMA), USGS. Floodfolio provides data for informational reference only — modeled estimates, not guarantees. Flood insurance decisions: consult a licensed insurance professional.